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Tag: Car Insurance

Why You Need Full-Coverage Windshield Insurance in Colorado

Do you know that your car's windshield is essential to your safety while driving? A crack or a chip can impair your vision, and if it's bad enough, it can even lead to an accident. That's why it's important to have full-coverage windshield insurance, especially if you live in Arvada or the surrounding area. You may be wondering what full-coverage windshield insurance is. Well, it's...

Qualifying For a Good Student Discount in Littleton, CO

Today, I want to tell you about a cool discount that could save you money on car insurance. It's called the good student discount! Here's how it works: If you're a student and you get good grades, your insurance company might reward you with a lower rate on your car insurance. Pretty neat, huh? So, what counts as "good grades"? Well, that varies by insurance...

I Already Have Insurance. Why Do I need Uninsured Motorist Insurance Too?

Today, let's talk about uninsured motorist coverage for your car. First of all, what is uninsured motorist coverage? Well, it's a type of car insurance that protects you if you're involved in an accident with someone who doesn't have insurance or doesn't have enough insurance to cover the damages. Now, you might be thinking, "Why do I need uninsured motorist coverage? I have insurance already!"...

What's a Deductible?

Do you have lingering questions about your deductible? Well, allow us to break it down for you. Basically, a deductible is the amount of money you have to pay out of your own pocket before your insurance kicks in to cover the rest of the expenses. For example, let's say you have a car insurance policy with a $500 deductible. If you get into a...

Personal vs. Commercial Vehicle: What You Need to Know

When it comes to car insurance, there are two main categories of vehicles: personal and commercial. Personal vehicles are those that are primarily used for personal reasons, like driving to work or running errands. Commercial vehicles are those that are used for business purposes, such as delivery trucks or company cars. The difference between personal and commercial vehicles matters when it comes to insurance. Insurance...