Yes, hail season is here again—and if you’ve lived in Colorado more than five minutes, you know why your coverage matters.
Hail doesn’t ask permission, and when it hits, it’s not cheap. So, let’s break down the new, proven ways you can avoid surprise bills this summer.
🚗 Easy Auto Wins
Only comprehensive insurance covers hail. If you’re still carrying liability only? You’re on your own. Here’s what to check:
- Look for free windshield repair coverage (yes, it’s real).
- Ask about instant deductible options—you may qualify for lower rates.
Bonus: Don’t wait for storm season to get a claim started. The sooner, the better.
🏠 The Secret Truth About Roofs
If your roof is more than 10 years old, you may be shocked what your policy actually pays:
- ACV (actual cash value) = big reductions for age and wear.
- Matching exclusions: Some policies won’t replace the whole roof or siding unless it matches. That can look rough.
Ask us for an easy checkup of your roof coverage. It’s fast, free, and it might just save you thousands.
🏢 Business Buildings: More Surface, More Risk
Commercial roofs and signage take serious hits during hail season. Make sure you have:
- Roof replacement without ACV reductions
- Coverage for your sign, outdoor equipment, and windows
- Loss of income if you need to close
You don’t want to learn this the hard way.
🧠 Your Easy, Proven Prep Plan
- Check deductibles on your auto and home. Some hail deductibles are percentage-based now, which means more out of pocket.
- Park in covered spaces when you can.
- Let us give you a free summer storm review—you’ll walk away with instant peace of mind.
Never assume. Always confirm.